Describe the risk accurately
Separate manufacturing, wholesale, retail, delivery and installation operations. Disclose products, processes, states, customers and end uses.
About the agency
Experience. Guidance. Personal Service.
Independent advice and personal attention—from the first underwriting conversation through renewal, service and claims questions.
Independent since 2007
An established agency with a specialty mindset.
Your business is more than an application.
Founded by Richard Phillips in 2007, Liberty Union Insurance Group, Inc. is an independent agency based in Plano, Texas. The agency serves commercial and personal clients, with commercial insurance representing the majority of its work.
Specialized accounts reward careful questions. For wood-products businesses, we focus on how material arrives, what happens to it, how finished products are used, where employees work, how property moves and what could interrupt production.
We do not promise that every risk fits every program. We help clients prepare accurate submissions, identify meaningful coverage questions and evaluate available options.
Commercial experience since 2007
A specialist conversation starts with the operation.
Founded by Richard Phillips in 2007, Liberty Union Insurance Group has spent nearly two decades helping commercial clients explain their businesses to underwriters, compare coverage and obtain service after placement.
For a wood-products account, “what do you make?” is only the beginning. We ask about raw materials, end uses, machinery, dust collection, spray finishing, kilns, forklifts, delivery, installation, subcontractors, quality control, contracts, property values and interruption time. Those details shape carrier appetite and the policies that must work together.
Build the whole account
Coordinate liability, products, property, business income, equipment, vehicles, employees, pollution and umbrella limits.
Compare more than premium
Review classifications, forms, exclusions, deductibles, valuation, protective safeguards, defense provisions and carrier service.
Personal service, built in
Every policy comes with a licensed agent.
Our work continues after the policy is issued. Contact the team about certificates, policy changes, audits, contracts, claims questions and changes in operations. Standard certificate requests are often completed promptly; endorsements and requests requiring insurer approval can take longer.
Request a Certificate of Insurance, email service@liabilitypro.com, call 972-423-2300, or text 972-284-7120 anytime.
Meet your team
People you can turn to.
Richard Phillips
Founder and Agency Owner. Commercial-insurance strategy, specialized accounts and carrier relationships.
Lynn Kazmark
Commercial Lines Manager. Commercial placement, renewals, account service and coverage coordination.
Ricardo Meraz
Commercial Lines Support. Applications, policy processing and client-service support.
Jennifer Drake
Personal Lines Manager. Home, auto and personal-account service.
One agency · Ten states
A Texas home with a broader reach.
Liberty Union is licensed in Arizona, Illinois, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee and Texas. Our only physical office is in Plano, Texas; clients elsewhere are served by phone, email and carrier systems.
View licensed statesTalk with a specialist