Commercial coverage
Commercial Auto and Fleet.
Delivery trucks, pickups, trailers, forklifts crossing public roads and employee vehicle use create different exposures.
Build a complete schedule
- Vehicle year, make, model, VIN, value and garaging
- Driver information and experience
- Delivery radius, frequency and commodities
- Owned, hired and non-owned vehicle use
- Trailers, attached equipment and physical-damage needs
Driver management is underwriting information
Written driver standards, motor-vehicle-record review, distracted-driving rules, training, telematics, accident investigation and personal-use rules help an underwriter understand how the fleet is controlled.
Attached equipment and cargo
A vehicle policy may not fully value permanently mounted equipment, customer goods or the insured’s inventory in transit. Identify each interest rather than assuming “full coverage” answers the question.
Talk with a specialist